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Financial Stress Is the Number One Cause of Divorce
Financial problems, and the stress that comes with them, are the leading causes of divorce. Almost all marriages are in financial trouble, but is divorce the solution? I don’t think so! My belief is that if you and your partner can win all of these lawsuits and lawsuits, the process will make your marriage better.
Divorce is the number one reason people file for bankruptcy. A big debt can certainly break up your marriage, but can a divorce have any effect on your finances? Many couples don’t even discuss financial matters, budget, or put money aside. Why is divorce the solution to this communication problem? Divorce can be expensive and thus will put you in debt. But the most expensive part of the divorce process will be losing the love of the person who swore to be loyal and devoted to him. Your wedding vows include “rich, poor” – not “rich and rich.”
You need to identify financial problems early and attack them together to avoid disaster. Throwing stones, fighting, and yelling at your partner does nothing to relieve financial stress and, instead, takes attention away from solving the problem at hand. Don’t let your guilt rule your life; step up to the plate and take control of your money. The key is to work together on a reasonable and reasonable budget based on set goals. Track your spending, and make your dollars go further by sticking to that budget once it’s in place. You’ll have a step-by-step formula for figuring out where to spend your money. Then you can determine which expenses you can reduce or hopefully eliminate.
Start a savings account. I have a habit of telling my clients to open a savings account on the other side of town. The reason behind this is: the temptation to earn money will not be increased easily. Better yet, use an automatic withdrawal program to set aside a set amount from each paycheck. The best strategy is to try a small amount at first, then increase the amount as often as you can. Unexpected bills and emergencies are inevitable. It is good to prepare them financially by saving some money back.
Use the money Jesus has blessed you with wisely, as He does not want us to be slaves to debt. We must trust in God, because He knows what we can stand. He will continue to bless us more and more if we prove ourselves intelligent and able to handle his precious things. When we play with the things we have and the blessings we have been given, the Lord always takes them.
Don’t panic because of financial stress. Don’t think that blaming your partner or considering divorce is the solution to this problem. Sit down together, take a deep breath, and grab that legal pad to write down the issues. To know your needs, visualize your situation. Call the creditors and talk to them about the bankruptcy proceedings. Take a moment to move on.
Contact a debt counselor who can help you make better financial decisions from here on out. By seeking advice from an expert you will share the burden of overcoming your financial problems. Dealing with them alone will make things more difficult and costly.
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