What Is The Formula For Valuation Of A Business Different Perceptions of the Value of Time

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Different Perceptions of the Value of Time

The ways in which people in different parts of the world view time communicate different meanings. Moreover, these deeply ingrained ways of using time are not always on a conscious level, but can evoke highly charged emotional responses ranging from feelings of irreparable insult to outright anger.

Are We Living That Long?

If you have a ‘time is money’ mentality, the only thing you will find in our hemisphere is a wound; the result of expectations that do not match the deeply ingrained cultural norms of dealing with TIME in the Middle East.

One businessman invites another to lunch, promising to meet at 11:00 am; at 1:30 in the afternoon the guest has not seen or heard from his guest, so he eats lunch alone and returns to work. At 5:00 in the afternoon, the host arrives and excitedly announces that he is taking her to lunch. The guest complains that he has already had lunch; The host is puzzled, wondering what is the urgency that caused such carelessness, after all, what is so important to his guest?

The computer company contracts to deliver and install a new computer system on Friday, so their customer will not have a very slow time. The customer would have preferred a weekend installation, but the computer wizards didn’t work on weekends. Turns out, they seem to have problems even on weekdays as no one shows up or bothers to explain until an angry customer calls. “Oh, we have a problem, if we solve it we will try to do the work before next Friday Inshallah!”

These situations show two opposing sets of minds. One with the basic values ​​of the Western era and the other with a focus on the Middle East. The goal is not to ‘judge’, but to see if these differences can affect our financial success.

The ways in which people in different parts of the world view time communicate different meanings. Moreover, these deeply ingrained ways of using time are not always on a conscious level, but can evoke highly charged emotional responses ranging from feelings of irreparable insult to outright anger.

Edward T. Hall in his study of how culture communicates without words, The Silent Language, makes some serious observations. He identifies two structures associated with the North American view of time:

“Appreciation, expressed in the attitude that time itself is precious and should not be wasted; and

“Apparently, it is reflected in the attitude that time is a commodity. It can be bought, sold, saved, spent, spent, lost, created and measured.” It is these constructs that drive most Western cultures to plan, develop systems to save time, estimates, deadlines and financial targets. These are based on a timeline view, from the past to the future. These words are learned and different in each culture.

What about our culture? How does he view time and how do these views affect business relationships, productivity and profitability? Do we need to make changes or allowances for business purposes?

I believe that the fundamental difference lies in how we see ‘the future’. These ancient beliefs are expressed in the wise words of the people: il maktoub ma minoh mahroub (we cannot forget our future); al daher doulaab, marra illak ou marra allayak, (time/fortune is a wheel, once with you and once against you). The meaning of these words is that man has no real control over the events of his life. How can planning for the future or the idea of ​​the future make sense in such a value system? After all, doing things right can be seen as a challenge to the Future and a risk-taking revenge. In other words, time controls us.

In summary, the main difference between North American and Middle Eastern values ​​is that one is an age culture and the other is a non-age culture. Edward T. Hall describes this as follows:

In AGERIC cultures people believe that they must do something to move forward or change circumstances.

In non-AGERIC cultures people believe that it makes no difference whether you do something or not.

Consider the consequences:

1. Time is not a precious commodity in the Middle East, as it is beyond human control.

2. Money and success are based more on luck than human intervention.

3. Since time is not viewed as a linear continuum in the Middle East, the need to complete one task before starting another does not seem important. As a result, the presence, in certain offices, of several people at the same time, each requiring a different service from the same officer.

I’m not suggesting that one set of values ​​is superior to another, but we need to understand the different language of time that is unique to each culture. We must know the meaning of that language if we wish to have a good relationship, to be considered effective and reliable and competitive in a global market that is very sensitive to the impact of cultural differences on the success and failure of international business relationships. .

Hall identifies four unique areas that communicate the language of time in each culture:

1. Urgency, communication time and hour of the day the communication takes place.

2. Monochronism, refers to the number of things done at the same time.

3. Work, combined with perceived ‘busyness’.

4. Variation, which is connected by intervals of time such as short or long periods.

The way we handle these four categories of time determines whether a businessman will be insulted or not if we wait for him for 10 minutes, arrive after one hour or reschedule the appointment several times. Our time management will determine how other cultures will perceive our efficiency and reliability, and their willingness to trust us to do business with us. The time it takes to transfer and process information, make and deliver goods and services and complete transactions will determine our competitiveness.

We need to understand and better understand the language of time as ‘spoken’ by different cultures, a language more refined than words and more important in managing change than A, B, C.

Remember, we are not immortal, so Inshallah, Boukra and Maaleysh, IBM, jokingly translated into Arabic may not be our best way to win.

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What Is The Formula For Potential Energy In Physics Entropy, Evolution, and Intelligent Design

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Entropy, Evolution, and Intelligent Design

Two articles were published in peer-reviewed journals with the title “Entropy and Evolution.” One (Daniel Styer, American Journal of Physics, Vol. 76., No. 11, Nov. 2008) states that evolution does not violate the second law of thermodynamics and another states that it does (Granville Sewell, BIO-Complexity2013(2):1-5, June 22, 2013).

The three main branches of physics are nuclear physics, dynamics, and thermodynamics. Nuclear physics is the study of the evolution of stars and the creation of matter. Dynamics studies the laws of nature and the creation of chemical compounds.

Thermodynamics is the study of liquids, solids and gases. The zeroth law of thermodynamics is that temperature is measured by a thermometer in units called degrees. Law 1 describes heat and internal energy. Law 2 is that heat flows from hotter things to colder things. Rule 3 is that 454 degrees below zero is as cold as it gets. Thermodynamics has nothing to do with mechanics, biology, or the evolution of stars. A pendulum is not a thermodynamic system. A pendulum exists only in the minds of physics, and has no heat or entropy. The pendulum and the Boeing 747 in flight obey the laws of dynamics, not thermodynamics.

Evangelicals have a vague but understandable idea that evolution and the origin of life violate the 2nd law. Law 2 can be expressed by saying that entropy, measured in units of energy per degree, is constantly increasing. Evangelists combine the fact that a cube of sugar placed in a cup of coffee will dissolve (law 2) with the fact that proteins exist (evolution).

Entropy is related to the location information of sugar molecules in Cartesian coordinates (x, y, z). The entropy of the undissolved sugar cube is less than the entropy of the dissolved sugar cube. Entropy is also related to probability calculation because there is a chance that the sugar molecules in the cup of coffee will drift to the same place and not sugar the coffee.

In trying to understand where proteins come from, biologists calculate the probability of finding a protein with a random selection of amino acids. There are 20 amino acids and an average protein contains 300 amino acids. The probability is very small because each amino acid must be in the exact same position as the other amino acids.

Evangelists combine knowledge of the location of amino acids in a protein with knowledge of the Cartesian coordinates of sugar molecules in a sugar cube. They also confuse probability calculations for biologists with probability calculations for physicists. Nothing is impossible about protein because proteins exist. It is impossible for a lump of sugar to reassemble itself in a cup of coffee.

Early in his article, Styer demonstrates this understanding with the statement, “Disorder is a metaphor for entropy, not a definition of entropy.” Sewell ignores this fact, as does Styer. However, Sewell presses Syer with the following statement:

According to Styer, the Boltzmann formula, which relates the thermal entropy of the ideal gas state to the number of possible microstates, and thus the probability of the state, can be used to calculate the change in thermal entropy associated with any possible change. : not just the probability of an ideal gas state, but the probability of anything. (page 2)

Sewell formulates Styer’s arguments into a theory he calls the “compensation argument.” He then argues against the “compensation argument” instead of ridiculing it as absurd. Sewell confuses rule 1 with rule 2.

Suppose you have two pieces of metal, one hot and one cold, and you put them in thermal contact. According to law 1, the internal energy of a hot object will decrease and the internal energy of a cold object will increase. There will be no loss or gain of power. The increased power of the cold piece is “paid”, just as the merchant is paid when he buys something.

However, the matter is completely different with regard to entropy. There are two ways to look at what’s going on. The first way is that the entropy of the cold part increases and the entropy of the hot part decreases. The second way is that the entropy of both pieces is considered as a single increasing process. The idea that the increase in entropy of one is “compensated” by the decrease in entropy of the other is absurd.

This conflict between Sewell and Styer about the 2nd law is related to the cultural conflict about the theory of intelligent design, related to the cosmological argument for the existence of God. Many people mistakenly think that the universal argument involves a “first cause” and is invalid because there can be an infinite regress of causes. In the context of this theory, the Big Bang, the origin of life and evolution are considered evidence of the existence of an intelligent designer. The universal argument, according to Thomas Aquinas as explained by Etienne Gilson, is based on the existence of finite beings and the idea that an infinite person, not a “first cause,” exists. IThe Big Bang, the origin of life and evolution is proof that God does not exist because it is proof that the universe is incomprehensible.

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What Is The Formula For Line Of Best Fit Social Media Marketing Tips – Following the 80%-20% Rule

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Social Media Marketing Tips – Following the 80%-20% Rule

There are endless ways you can reach your audience, there is no secret formula. Using the 80-20 rule should always be part of your social media marketing strategy. In short it means that 80% of your content should refer to engagement that gives you something important to read to your viewers and engage them in discussions or participation and only 20% should be dedicated to the promotion of your business.

It is necessary to establish the fact that people come to social media platforms for social interaction and not to read your marketing ad! Social media marketing is more about building relationships, trust and authority online than annoying your audience with repeated marketing.

80% Content – knowledge and collaboration: This part of the marketing plan is mainly focused on sharing good content related to your business. Simply put, find content that interests your audience and share the same across all social media platforms. Think about re-tweets, re-sharing posts, links to reviews, inspirational quotes, greetings, polls, trivia & contests and other engagement-oriented ideas. If you are confused about how to come up with such posts, do the following:

  • Follow the top influencers in your industry, check their posts, tweets and create your own or maybe share them as a good piece of information.

  • Share your interesting facts, content among your page followers and get them involved.

  • Make your content accessible to your influencers and try to connect with them.

  • Organize trivia, contests and award winners which forces the audience to engage in the activity and gain confidence in your brand.

20% self-motivation: While working in this section, include information that “benefits” your audience by offering discounts, special offers and a call to action button that leads to your website that will make them learn more about your services/products. Publish your products/services benefits, reviews, testimonials, details and all other information you need to maintain your reputation.

Core: If the brand focuses too much on its marketing and annoys the audience in the social network with a non-stop sales pitch, it certainly drives away visitors and referrals. Audiences will jump in and out of your social media page without landing on your website (traffic to your website is the goal of any marketing strategy). Give your audience what they want to read regularly and you will see a spike in your brand’s followers and influence and maintain a social media presence.

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What Is The Formula For Finding Maximum Heart Rate The Magic of the Universe and Your Thoughts – Making Us One – Quantum Physics and You

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The Magic of the Universe and Your Thoughts – Making Us One – Quantum Physics and You

Sir Isaac Newton thought nature-as-machine which details the price laws that govern how that machine operates. Science thought the universe as empty, three-dimensional space, through which physical objects move according to immutable laws. We learn from these laws which brought us modern technology from steam engines to space probes.

We had to go deep into the heart of the atom when it was discovered in 1890. The world within the atomic nucleus, coined in ancient Greece, the term atom means “indivisible unit.” We discovered Radioactivity, and it showed how the atom was divisible. Everything is energy. We all know this term: E=mc2; is energy equals mass times the speed of light squared.

We found that energy and matter is related that it can be transformed backed and forth into each other. We use a study called Quantum Physics as the study on how the world works on the smallest scales at a level far smaller than the atom. There are distinct elusive little packets of energy which physicists called quanta.

Everything is energy, whether it is rock, a planet, glass of water, and everything touchable, taste or smell. All things are made of molecules, which are made of atoms, combined with protons and electrons and neutrons which create this vibrating packet of energy.

Sir Isaac Newton thought nature-as-machine which details the price laws that govern how that machine operates. Science thought the universe as empty, three-dimensional space, through which physical objects move according to immutable laws. We learn from these laws which brought us modern technology from steam engines to space probes.

If you build a vision board, putting pictures of what you want on it then the boundaries between the physical world and the world of our thoughts start to disappear as well. Your thoughts travel to the universe, for there is no absolute distinction between matter and energy. These little packets of energy has the unknowable way in influencing one another with a property called entanglement

We came across the unified field theory, or a “theory of everything,” if known you know the mind of God. The fact is thought influences matter which becomes tiny packets of possibility. When we try to record information about the location of a proton you cannot pin down its speed or trajectory; figuring out its speed prevents you from getting the precise location. We now know that physical matter is not anything yet. With this new understanding reality is not solid substance but a field of potentiality. When we have ideas or sketches of an object yet waiting to be materialized when we finish the product in production, and we measure its properties it would soon dematerialize when measure or observed. This act influences the particles behavior.

The Laws of Attraction

The quantum universe has no accidents, no coincidences; every particle and every action is accounted for. The laws are exacting. The laws that govern the movements of subatomic particles and solar systems also govern our thoughts and feelings, families, and careers.

Quantum Physics

Two worlds: the seen and the unseen. The key is originated in the unseen world, for the unseen world is powerful than the seen world. It is the immense, hidden portion of the ice berg that most of us are unaware of 99 percent of the time, while the tangible, material world we think of as “real” is only the minuscule tip that just above the surface of our conscious awareness. What bumps us down is what we do not see.

Everything starts as an idea. This is how the universe works with your idea. Everything in the physical world is made out of atoms. Atoms are made out of energy. Energy is made out of our consciousness. Everything in nature, every phenomenon in the universe, starts as an idea. We create from the nonphysical level, turning that which we can not see into that which we can.

Newton used the principle of cause and effect as it operates in the physical, mechanical world as the basis of his law of thermodynamics. Every action has an equal and opposite reaction. Newton did not understand that matter, energy, and consciousness are not distinct and separate domains, but are all simply different frequencies along the same continuum.

We now know that the principle of cause and effect applies not simply to the mechanics of matter but to the mechanics of everything including our thoughts, every thought you form broadcasts a distinct and particular frequency, and that frequency elicits a response from the quantum universe as surely as a swinging hammer has on the surface it strikes. In the east karma, in the west The Golden Rule: The core of principle is this you are at cause in your life and in your business. You can not blame others for your situation or circumstance. With the opposite side of any situation, you have more opportunity to create the events and circumstance in your life than you have ever imaged possible.

With the Principle of Resonance, it says that energy in a specific pattern or frequency will resonate with every other form of energy in a similar pattern. The Law of attraction is simply the action of resonance together with cause and effect. Thoughts create events and circumstances that have the same pattern, and are thus resonant with those thoughts.

To create your successful situation, you need to start with the part nobody else sees, the hidden part of the iceberg. The seed of you company is the vision. There is a gestation period. It has a law. Here is the Law of Gestation. It declares that for every seed, there is a set gestation or incubation period, a specific span of time that particular seed needs to establish itself before it can unfold from blue print into fully realized physical form. There is a zero-point field, the quantum vacuum, which is all knowing; all powerful, and all capable.

The Guard Fallacy

Fact: here is how much control our conscious functions exert over what we actually do: ten quadrillion reaction per second. Your conscious brain loses focus every six to ten seconds. Your unconscious brain never loses focus. A new finding on the brain for neuroscience is the observation that we are making new brain cells and new connections all the time. The process of neurogensis does not stop with adolescence but continues throughout the human life span. Whatever your age, your brain is perfectly capable of creating entirely new pathways. Your conscious brain loses focus every 6 to 10 seconds. Your unconscious brain never loses focus. The process of neurogensis does not stop with adolescence but continues throughout the human life span. Whatever your age, your brain is perfectly capable of creating entirely new pathways.

Neurogenesis: the process of cell division that creates new brain cells continues throughout our lives. Neuroplasticity is a neuron of a certain type is called a mirror neuron. They help us mimic the behavior that is around us. You can change your brain the way you want. We are structured so that we can grow our creativity, intelligence, and capacity for achievement throughout our lives.

Reticular Activating System (RAS) that all-important, life-shaping decision is made moment to moment, all the time, day or night, awake or asleep, by a part of your brain called (RAS). It is the scientific term for a network of nerve pathways at the base of your brain that connects the spiral cord, cerebellum, and cerebrum and acts as a filter for all the sensory input your brain draws from your external world. (Reticulum, from Latin for “little net,” simply means a net like structure. A new finding on the brain for neuroscience is the observation that we are making new brain cells and new connections all the time.

You Get What You Are Looking For

How do you program your (RAS) with what you do not want? Focusing on it, and create a habit of thought around that thing. Through neural reconditioning, you can train your (RAS) to direct its amazing capacity to focus on what you do want, not what you do not want–on the solution, not the problem. The neck turns the head-brain. You can be the neck that turns your unconscious brain and points it in whatever direction you want. Our autopilot called the psycho cybernetic mechanism. Cybernetic refers to a control and response mechanism in organisms and some machines. The Thermostat in your brain is the natural self-corrective process dubbed the psycho cybernetic mechanism. This was termed by Maxwell Maltz a plastic surgeon.

Taping the Power of the Quantum Universe

You can change your brain the way you want. We are structured that we can grow our creativity, intelligence, and capacity for achievement throughout our lives. Remember this please. Let us tap the power of the quantum universe. The unconscious mind is like the dog that wags the tail. Your conscious mind is where you design your new beliefs–but it is not where you hold these beliefs.

First use your conscious facilities, choose the thoughts you want to have as your beliefs. They systematically impress these thoughts on the unconscious part of your brain.

With our conscious mind using will and imagination, pluck an idea out of the Quantum Universe and see the possibilities. We choose what we think. We must take these conscious thoughts and bring them into impeccable clarity, and deliver them to our unconscious facilities.

Setting goals is a conscious exercise; achieving goals is a spiritual and unconscious exercise. To succeed we need to become expert in using both parts of our brain. Most of us never have been taught how to do this. First; use your conscious abilities, such as imagination, intuition, reasoning, and the rest–to craft a crystal clear (vision), picture of your dream business: the perfect seed.

Second: Plant the seed in the unconscious mind, making it a habit of thought–a belief. Once you do that, no force in the world can stop it from happening. Discover those areas where you are strong, those areas where you have keen intelligence, and focus on those. Discover what it is you are uniquely gifted to be and to do, then build your business and your life in ways that take maximum advantage of those aspects of yourself. That is when goals come easily.

Take the gifts you have and make those your pillars. Then find other people who have other intelligence, other gifts, and help them become your allies. Make it your goal to share your gifts with the world. You must create a vision for your business. Here is how it is done. Create your Business Vision.

1. Put it in the present tense. “My business is going to be good for people and people will appreciate it…to give them an alternative approach to medicine.

2. Make it visual and emotional so it will attract what you need to manifest it as a physical reality.

3. Knock it out of the park!

Here are the three roles of the unconscious brain: 1. It runs your personal biochemical operating system; 2. It runs your programmable software: your habits, routines, attitudes; 3. It connects you with the Quantum field of infinite intelligence.

Our brain is an electromagnetic switching station, and it connects to the seen and unseen world. Great ideas and invention have come from our state of light sleep into our unconscious brain. Your unconscious brain has access to all knowledge. No matter what the problem, challenge, or need, it knows where to feed the problem, challenge, or need.

The Success Code:

1. Find something you have a passion for accomplishing.

2. Become excellent at it.

3. Recondition your mind to be here. You can have it and achieve it.

4. You must understand how to make money at it.

5. You must take daily action.

Affirmations are very important. Whenever there is a conflict between consciousness and unconscious, the unconscious will always win. Your present beliefs determine your outlook. If you are broke, then your belief is, “I am broke: That is how and who I am.” You will say, “I do not deserve to have a lot of money.”

Step 1: The fact is you are in the drivers’, seat; your life is your creation and principle tool you have used to create it your beliefs. If you want to change things, and then decide what beliefs you want to have. Your conscious brain puts things in logical, linear sequences. It has to: It can not focus on more than one or two things at a time.

Step 2: Your unconscious can focus on a million things at once. It does not need to think, first this, then that, then eventually….We can not create large, successful businesses all by ourselves; none of us can.

Step 3: Create emotional Anchors for Neural Linking. Neural linking uses emotional association to deepen the impact of any belief or affirmation you choose. You accomplish this by linking that new belief with powerful feelings that already exist in association with some other memory. Neural Linking happens all the time. Your habits on what you put on first, brushing your teeth in the morning.

Step 4: Prepare your Neural Imprinting Material. The most common example of imprinting materials are:

a) Written statements

b) Audio recording, be creative

c) Subliminal media

d) Picture and vision boards or dream boards

Step 5: Your Neural Reconditioning routine

Keep in step same time of day each day for your heart rhythms. A routine practiced five days in a row at the same time every day has a far greater impact on your developing abilities than a routine practiced five days in a row at widely different times. The best time is when a little tired and not too focused. That half-awake/half-asleep state when you do not have your conscious filters fully in place is the moment when your unconscious is most accessible. The ideal time is first thing upon rising in the morning, and last thing before going to sleep at night. Lunch break is a good time.

Meditation

Meditation is the foundation of the neural reconditioning process, the ground upon which you build the structures of new beliefs, goals, and aspirations in your unconscious brain. We will look at the different types of Brain Waves. Which brain waves would you like to be in most of the time?

Brain Waves

Alpha (8-14 Hz): These brain waves are associated with relaxation, deep learning, relaxed focus light trances, bring on a mental sleep or waking drowsiness, producing higher intuitive factors, meditation, and the beginning of access to the unconscious mind. Access to the quantum field begins with Alpha brain waves.

Theta 4-7Hz): Dreaming state (vital for learning and memory) increased creativity and ability to tap into universal intelligence, integrative emotional experiences, potential changes in behavior and increased retention of learned material. There are high levels of access to the quantum field that is available through theta brain waves.

Delta (0.1-4Hz): Slow, very long brain waves associated with dreamless sleep, and the release of human growth hormone (HGH). Trained workers can access this level of the quantum field in an awakened state.

Beta: High (15-18 Hz); Low (12-15Hz) When you are awake and active, thinking, social and in a normal state in life and at work.

Compare these four common levels of brain waves to the four gears of an automobile, with beta being first gear, alpha second, theta third, and delta fourth. Most of us function in the beta range all day long. Beta would not take you very far, once the initial information is figured out, you want to drop back into second gear. As you shift gears there is less stress on the engine of your life. You move faster and your engine heart rate (slows down). You have less wear and tear as you shift gears. Less frustration and anger, less depression and anxiety–and you are getting more accomplished.

Gear Shift Your Brain

Meditation must be practiced: concentration on breathing is important. Start for six minutes, then fifteen minutes, then thirty minutes. Yes, your mind will wonder, but then bring it back. Meditation is a powerful ground work for neural reconditioning. You are developing your ability to access and stay loaded onto your goals like a laser– and when you do, you open the possibility for the quantum field to respond, resonate, and supply all those elements you need for the fulfillment of the goals. You will exercise the Law of Attraction. Note: the average human being loses focus every six to ten seconds through meditation. Mastering meditation will result in your world to slow down giving you more time to accomplish your goals.

You can start to reprogram your brain at any age. You are building new neural connections (plasticity. You are keeping your brain alive and vital. Now phrase your goals and vision in positive terms. You can use the terms debt-free, alcohol free, or drug free. The associations we have in our minds are already clear on what debt-free means. We subconsciously emphasize the free, so it does not seem to cause us to go in the opposite direction such as toward debt, alcohol or drugs.

Any new material introduced will set up a conflict of interest bring on habitual beliefs for your psycho cybernetic mechanism will be enforced. You may get a detox type reaction to this process. You are forcing the brain to move into a higher order of functioning which shows up as you usually release chemicals that reflect that. You need to apply it, put it into action, and put it into action in such a way that it gets into your unconscious brain.

Create a dream board for vision, focus and action. Define those targets and the ground needed to get you there is termed Gap Analysis. Use a Revenue Plan. It is a description of the formula that takes a business from one side of the gap to the other.

Try to create precisely the right circumstance, and then you will automatically generate the right result. The law of compensation describes those specific circumstances. Compensation occurs when enough people want what you offer. Here are the conditions for the Law to work.

1. There must be a strong need and/or desire in the market place for your product or service.

2. Your offering must be outstanding.

3. You or your team must have the ability to market and sell your offering.

Apply the Law of Magnetism in your life. The vibrations of the whole world pass through your body. Be calm at all times to protect you from negative vibrations. If you read quality books, think quality thoughts, and surround your self with high spiritual beings, and saints, your magnetism will be strengthen, and your attraction will pull you in the right situation in life. These are the ideas of the Ancients and the Great Law.

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What Is The Formula For Distance Time And Speed Greyhound Handicapping Trifecta Wagering Method Using Early Speed

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Greyhound Handicapping Trifecta Wagering Method Using Early Speed

I will explain my greyhound handicapping system. I mainly focus on ES or early speed. Open the results chart for any greyhound track and you will see that the dog that gets to the 1/8th call first will finish either winning or placing well over 80% of the time. Nothing else comes close. This is only one factor and you have to consider other factors such as late speed, Class, time – I use daily data such as Beyer speeds for horse racing. I did the math and did my own math to calculate this factor, and the post space. Each of these conditions must be accounted for in each track at each distance and grade. It seems like a lot of work and honestly it is. But it is because of this hard work that 99% of people will not take the time and effort required to do this. You do not need to do all that work for this method to work for you. You must be good enough to choose a dog that can lead in your chosen race.

Back to the #1 factor – ES (starting speed). Say there are 15 races on your race card. You will only get a few races played. A race that can be played is one in which you KNOW (although you never know 100%) that a certain greyhound will lead. For example, an internal runner from an internal post office. In this example we will use the #2 box. You look and see this dog can break and if he leads he will hang on to win or place. Now you have to look at the nearby post positions and hopefully no conflicting driving directions will be found like #1 goes wide or #3 has a tendency to break in. So we got 1 dog a little breaker and 3 dog is also slow and running outside. No other dog in said race looks like it can make it past your #2 dog going into the turn. Well, you just got a playable race. I get from a 15 race card I can play 2 to 4 races. You must have the discipline not to bet other races. Only bet on those you know you have the edge on. Pass all other races. With all that being said I am focusing on eliminating the 2 worst dogs in the race and selecting 2 more dogs – one of which will come in money. Then I use my trifecta betting method like this:

1 represents my main dog. 2 and 3 are the 2nd and 3rd choices. etc.

$1 Tri part tires 1/23/23456 $8 1/456/23 $6 23/1/23456 $8 456/1/23 $6 this total is $28 per race. I have listed on my website my picks and results with a current winning percentage of 71.4%. If you can hit more than 20% of your trifectas you will make money, at least with this system. The hardest part is choosing the right Dog. Second it’s hard to pick 2 dogs to not end up in the trifecta and for me the easiest is to pick 2 other dogs one of which has to appear. This is how I bet handicaps. I send random selections, usually to the Palm Beach Kennel Club. Up until now I have always been able to enter my Saturday night free picks on the Sunday race card.

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What Is The Formula For Calculating Required Minimum Distribution Power Transformers Testing

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Power Transformers Testing

Testing of transformer is done to determine their electrical, thermal and mechanical suitability for the system where they will be applied or used. Most of the tests performed on power transformers are defined in national standards created by IEEE, NEMA and ANSI, whose purpose is to define a uniform set of tests recognized by both the manufacturer and the user.

Transformer Test Details:

Field Testing. Field testing can be divided into three categories 

  1. Acceptance tests
  2. Periodic tests
  3. Tests after failure

Acceptance tests should be performed immediately after the product arrives at the destination. A few tests can be carried out which are stated below:

  • Turns ratio
  • Insulation resistance(Winding and core)
  • Power factor
  • Resistance (winding)
  • Polarity and phase relation
  • Oil tests (DGA, moisture, dielectrics, etc.)
  • Visual inspection

Periodic tests are done after the product is installed in its permanent location. The main purpose of this test is to monitor the condition of the unit so that any potential trouble may be spotted early before a failure occurs. Some of these are listed below:

  • Turns ratio
  • Insulation resistance 
  • Power factor
  • Resistance (winding)
  • Oil tests (DGA, moisture, dielectrics, etc.)
  • Excitation current test
  • Visual inspection

An unscheduled outage and the potential of outright failure can be prevented by following a periodic test schedule.

Failure tests conducted on electric transformers are:

  • Turns ratio
  • Insulation  resistance 
  • Power factor
  • Resistance
  • Oil tests
  • Excitation current test
  • Combustible gas/ gas-in-oil analysis
  • Visual inspection (internal)

When a transformer fails, the time of failure tests will decide whether the unit can be repaired at the site or whether it needs to be returned to the manufacturer, or a specialized center for repair. By comparing the results of the tests with the established norms, a ‘history’ of the transformer can be compiled, and the reasons for failure can be diagnosed.Here is a quick overview of the above mentioned tests:

  • Transformer Turns Ratio Test (Common to all categories)The Transformer Turns Ratio test (TTR) is used to make sure that the Turns Ratio between the windings of the transformer is correct. This ratio decides what the output voltage of the transformer will be with respect to the input voltage. The ratio is calculated under no-load conditions, with ratios calculated at the tap positions for each winding and for the winding as a whole.

    A voltage is applied to one winding and the voltmeters connected to both low voltage and high voltage windings are read simultaneously. The transformer ratio is the ratio of the HV voltmeter and the LV voltmeter readings. When ratio tests are being made on three-phase transformers, the ratio is taken on one phase at a time, and the measured ratio should be compared with the ratio calculated using nameplate voltages. Any variation should be within  .5%.

  • Transformer Insulation Resistance Test (Common to all categories)The winding insulation resistance test (also known as the Meggar test) is a measure of quality of insulation within the transformer. It can vary due to moisture content, cleanliness and the temperature of the insulation parts. All measurements are corrected to 20’C for comparison purposes. It is recommended that tank and core are always grounded when this test is performed. Each winding should be short-circuited at the bushing terminals. Resistances  are then measured between each winding and all other windings and ground (for 2 winding transformer – H-LG, L-HG and HL-G and three winding transformer H-LTG, L-HTG, T-HLG, HL-TG, HT-LG, LT- HG and HLT-G ).
  • vPower Factor (Common to all categories)This test is made to monitor the dryness of transformer insulation. Power factor is defined as the ratio of the power dissipated divided by the input volt-ampere multiplied by 100. The measurement of power factor is made with a capacitance bridge and the connections are the same as for the insulation resistance tests.
  • Transformer Resistance (Common to all categories)The resistance of a transformer winding can be measured after current has not passed through the transformer for several hours, allowing it to reach the same temperature as its surroundings. Winding resistance is calculated by measuring the voltage and current simultaneously, with the current as close to the rated current as possible. Calculating the winding resistance can be helpful as it lets you calculate and compensate for I2R losses, a major component of load losses as a whole. 

    Winding resistance measurements can be made to determine if any changes have occurred in the current carrying path. The winding resistance measurements should be made with a Wheatstone bridge, Kelvin bridge or similar bridge capable of measuring fractional ohms accurately.  For Wye connected values, measurements should be made between each pair of bushings, then summed and multiplied by three-halves to get the comparison value.

  • Transformer Oil Test (Common to all categories)A sample of insulating oil from a transformer in service can reveal much information about what is taking place inside the transformer. There are three basic enemies to insulating oil – oxidation, contamination and excessive temperature. The following tests can be done:

    • Acid number
    • Dielectric breakdown
    • Power factor
    • Moisture content
    • Interfacial tension

After performing the tests the oil can classified as reusable; reusable with minor reconditioning; or disposable. 

  • Transformer Polarity (Acceptance test)The polarity of a transformer is either additive or subtractive. In order to find out the polarity of a transformer, a voltage is applied between the primary bushings.  If the resultant voltage between the secondary bushings is greater than the applied voltage that means that the transformer has additive polarity.  If it is lower, the transformer has subtractive polarity. Polarity is not important for a single connected distribution transformer, but it is a vital concern if transformers are to be paralleled or bank connected. Three phase transformers are also checked for polarity by the same means.
  • Transformer Phase Relation (Acceptance test)A phase relation test is carried out for polyphase (for instance, three-phase) transformers to make sure that they have been connected in such a way that their phase relationship is correct.  A phase relation test calculates the angular displacement and relative phase sequence of the transformer, and can be carried out in conjunction with ratio and polarity tests.  The voltages of the phase of primary and secondary can be recorded and comparisons made to get the phase relation.
  • Visual Inspection (Periodic and Failure tests)This may reveal either present or potential problems that may not be picked up by diagnostic testing. For example, deteriorating gaskets, low oil level or chipped bushing skirts. A standard list of check points should be established for each unit and then a record of each inspection maintained.
  • Gas/ Gas-in-Oil Test (Failure test):A study of gases either dissolved in the oil or from the gas above the oil can also show abnormal conditions within the transformers, such as incipient faults.

    Three considerations are very important:

    • The total percentage of combustible gas
    • The percentage of each gas component
    • The rate of change in combustible gas content
    • If the percentage of combustible gases is above 5%, then immediate action is required
  • Excitation Current Test (Periodic and Failure tests)The excitation current is the minimum amount of current needed to maintain the core in a state of magnetic excitation. It is measured at the rated voltage, and usually given as a percentage of the rated current.

    The test is performed with a single phase supply with, preferably, a voltage rated at approximately 10% of the phase voltage of the winding to which the supply is to be connected, although lower voltages can be used.

There are 2 methods that can be used: the first is to connect a single-phase supply to any available winding with an ammeter in the circuit to monitor the exciting current.  Three such single-phase tests are necessary for a three-phase transformer. The relationship between the single phase readings is important; it should be as follows:

  • The readings taken on phase A and C should be within 5% of each other.
  • The reading on phase B should be between 65 and 90% of the readings on phase A and C.

Readings that fall outside of the relationships given above may be indicators of a winding fault. In the other method, the same voltage level and ammeter requirements apply except the following connections should be made:

  • Short one winding on phase C and apply voltage and read the exciting current on phase A. 
  • Short one winding on phase A and apply voltage and read the exciting current on phase C. 
  • Short one winding on phase B and apply voltage and read the exciting current on phase A or phase C. 

Other Transformer Tests:

Other tests which can be performed are:

  • Core Loss Test

    Under no-load conditions, a transformer will continue to drain sources of electrical energy. The chief source of this drain is core loss, which occurs in the magnetic core through a combination of hysteresis and eddy current loss, among others.  Core-loss is calculated by applying the rated voltage and frequency to a transformer under no-load conditions.  The resultant current is then measured, from which the loss of energy can be extrapolated.

  • Load Loss Test

    Load loss is a combination of I2R losses, stray losses and eddy losses, all of which contribute to the loss of electrical energy that is seen as current transferred from one winding to another. Load loss changes with the magnitude of the load: that is to say, higher loads see higher rates of loss.  The load loss is therefore generally calculated for the rated load, while the transformer is under full-load conditions. It can be measured by applying a voltage to one winding while the other winding is short-circuited. The voltage is adjusted until the current flowing through the circuit is the same as the rated current. The power loss measured at this time is the load loss.  

  • Impedance Test

    Impedance is a measure of the resistance that leads to the loss of electrical energy in a transformer at full load, causing the ratio of the input and output voltages to differ from the Turns Ratio. It can be measured at the same time as load loss. Impedance is found by measuring the voltage required to pass the rated current through one winding of the transformer, while the other winding is short-circuited. This voltage is called the impedance voltage.  

  • Applied Potential Test

    The applied potential test is used to see how well the transformer’s insulation deals with voltages higher than the rated voltage, for given periods of time. The applied potential test checks the insulation between individual windings; and between windings and ground by applying voltages to each of these areas.

  • Induced Potential Test

    The induced potential test is used to test the quality of the transformer’s insulation, as with the applied potential test above. It tests the insulation of the individual windings of the transformer by applying voltages between turns, between layers and between lines. 

  • Quality control impulse test

    Quality control impulse tests are made on transformers in order to simulate lightning; to see how well they withstand such high bursts of voltage.  The electric impulses applied here can include reduced  full-wave tests, chopped-wave tests and front-of-wave tests, to simulate a range of extreme voltage situations.

  • Pressure Leak Test

    A transformer can be checked for pressure leaks by pressurizing the tank and then leaving it alone for several hours. If the pressure drops during the intervening time, or if there are signs of liquid leakage, than a leak is present.  Otherwise, the transformer is leakage free.

While learning about and overseeing the standard testing procedures of your transformer can be a laborious task, it definitely helps better your understanding of the transformer’s operation, minimizes hazard to life and property, reduces downtime, minimizes the chance of sudden failure and thus allows optimum use of the transformer.

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What Is The Formula For Calculating Net Profit Margin 50 Ideas For Increasing Profits and Cost Reduction

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50 Ideas For Increasing Profits and Cost Reduction

Do you want to know 50 great profit building ideas that you can put to immediate use in your business to increase profits and reduce costs?

If yes, read all these ideas that have been implemented by clients and have benefited them giving their businesses dramatic boost in profitability. Most ideas can be put to action immediately. Each idea has the potential to give you many %points increase in net profits.

Research shows profits increase by 4%-56% and costs reduce by 18%-37% within 2 years using the simple 5 step process called the Profit Maps Model. Usually a 5% reduction in cost is adequate to turnaround most loss making businesses.

Businesses can calculate the value of the savings by these 2 simple formulas

If the business made a loss

Total Costs and Expenses = sales + absolute value of net loss +/- income tax = say X

Minimum Savings you will make in 2 years = 5% of X (which was calculated above)

If the business made a profit

Total Costs and Expenses = sales + net profit +/- income tax = say Y

Minimum Savings you will make in 2 years = 5% of Y (which was calculated above)

So how much can you save? Improve your profits by?

Revenue

This category typically contains inflows of resources into the business generated through operations.

Needless to say the profit building process can be used to generate marketing and sales ideas. The following ideas were generated with the objective of increasing revenue with little or no impact on the cost structure.

Revenue Increasing Ideas

1. If your company has facilities located over a multi-geographical area you may be able to rent antenna space to cellular phone companies. Typically these companies will pay for the use of rooftops as a place to erect their antennas. Another option is for billboards as advertising if you occupy a central location with a high visibility building. This enhances your revenue without any additional cost you. The point here is to explore alternative uses for your facilities. Remember they are assets that can be used 24 hours a day, seven days a week. There are numerous opportunities available for increased revenue if you look for them. Training room and function room facilities can be rented out in the evening or weekends. How about spare land or excess slots you own for public car parking?

2. Determine whether your business can market commission and non-commissioned products as add-on sales. Look for opportunities to sell products to your existing customer base at no additional cost. Examples are catalogue sales to airline passengers and the sale of miscellaneous products to credit card customers. You may have the opportunity to do something similar. Your customers have more value than you realise.

3. Is there any additional value in your customer database? Perhaps your business could generate additional revenue by selling the data. Alternatively consider starting a telemarketing department to market another line of products or services. Depending on your business and the nature of your customer base you may have something great here.

4. Explore the advantages of an effective e-strategy including e-commerce, e-business, e- people and e-technology. There is no question that the new opportunities available through the Internet offer new and innovative ways to increase profits and reduce costs. Consult with an expert in this area including a cross-section of your employees and magic will happen.

5. Segment your customers into heavy user and light user categories and determine the difference between these two groups. What needs to be done to generate another sale from both categories? All customers are critical. What can you learn about the different types of customers to determine whether more selling occasions possible? Make the most of these customers; you already have them.

6. Develop retention strategies as well as growth strategies. In today’s markets, it is as important to hold on to your existing customer base as it to grow your business. It took you a certain amount of resources to attract your customers: you may want to explore ways to retain a high percentage. What is your cost to acquire a customer? What is your cost to retain a customer? Do your employees know?

7. Continue to look for augmented products and/or services that would add value without adding expense.

8. Explore opportunities to licence or franchise your business products or services for additional market share or penetration

9. Explore merger and acquisition scenarios where efficiencies would be gained for all businesses concerned.

10. Develop a relationship with a long-distance carrier whereby your company will distribute phone cards to your customer base in return for a fee or residual commission.

Salaries

This category typically contains charges associated with

· Management Pay

· Non-management Pay

· Hourly Wages

· Training Labour

· Overtime Pay

· All Other Pay, Wages and Salary items

Cost Saving Ideas

11. Establish a 45 to 60 hour per week work environment among the managers. Cost structures among your competitors are basically similar to your cost structure so you will obtain an advantage because your managers are working more hours. This assumes that your managers are productive. Managers who have responsibility for a workforce of hourly employees are usually at the facility, a retail outlet, restaurant or office at least this amount of time. Sometimes business volume is extremely low at early or closing hours. During the slow hours managers can save substantially by scheduling fewer employees and filling it themselves. In addition to the Labour savings, managers will become more knowledgeable about operations and will find ways to improve customer service, training and operations. I have put this procedure in place in several places. At the beginning there will always be resistance, but once managers get beyond the initial hump things will run smoothly. I also find that certain incentive programmes work well here. Get the manager’s incentives based on Labour dollar saved and they come to understand the process.

12. Effectively manage your salary administration programs. Many companies pay lip service to this principle but failed to obtain true levels of success in salary administration and management. To start, make sure you have a salary range for every position in the company. Salaries should be structured so that the midpoint is 100, the minimum is 80% and the maximum is 120%. The basic philosophy is that the candidate should be hired into a position between the minimum and the midpoint on the basis of his or her level of experience. The employees are then moved higher in the range on the basis of performance. This philosophy is based on the premise that mid-point is the amount the position is worth to the company. Employees can obtain an additional 20% through stellar performance. Few employees should be paid over the 120% range. Each job is worth a specific amount to the organisation. If a new hire needs training to become efficient in a particular job, that employee is working at a level below the worth of the position and therefore should be paid at the minimum salary range. When the employee’s performance rises at successful completion of training and can perform 100% of the job duties move the employee quickly toward the midpoint of the salary range.

13. Insist that a salary survey be done every year to ensure that you have achieved the desired community position relative to your competition. In this case the competition is those companies that would recruit your employees. You need to make sure that if you survey 10 competitors; you have a salary range higher than 75% of these companies for your key positions and higher than 50% of these companies for lower-level positions. Implementing this strategy will help you reduce turnover and will also ensure that you are not overpaying for positions.

14. Make sure your salary administration program allows for regular salary review. Typically, this is done once a year for salaried employees and every six months for hourly employees. The review should include a performance appraisal form and the employee’s performance levels should correspond with established pay increases. In other words, establish the pay for your performance review system.

15. Establish a bell curve of salary increases. Let’s say that approximately 8% of your employees are superior performers, 12% are above average, 60% are average, 12% are fair, and 8% are poor. Create a salary increase guideline that mirrors this curve, with the better performing employees receiving higher increases. For example superior employees are given 6% to 7%, above average employees 4% to 5%, average employees 3%, fair employees 2%, and poor employees 0%. This allows the organisation to check and reward performance whilst still meeting its salary increase budget. Obviously, your goal is to continue to train and develop your workforce. Occasionally, low performing employees have to be replaced with those most suited to the position. The Bell curve is just a process to ensure that star performers are recognised and rewarded for their work.

16. Establish the salary increase guideline budget and stick to it. Plan salary increases for the coming year by using the Bell curve mentioned in the above idea. Department managers should budget salary increases for employees assuming that the next year’s performance will be at the same level as this year’s. Please be aware that some performance ratings will change. There will always be exceptions. This process will help ensure that your organisation will remain within the new salary increase budget.

17. The salary increase guideline budget should be preapproved. When a different rating is submitted during the year, treat it as an exception and make sure to justify it because performances can change- it may go up or down. A strict salary administration program will ensure that budgets are achieved.

18. Establish a training rate for all appropriate positions. This is crucial when your organisation experiences higher levels of turnover during the first and second months of employment. The training rate is lower than the standard pay rate and is applicable only during the training period. Employees are given a raise once the training has been completed satisfactorily. Determine whether the training rate could be established for other positions in the organisation.

19. Where the training rate is not appropriate, establish a probationary rate for the standard 90 day period. This rate is lower than the standard pay rate and is applicable only during the first 90 days of employment. If performance is satisfactory, the employee will receive a raise to the standard pay rate. Determine whether a probationary rate could be established for all positions in the organisation.

20. Develop a labour-management system whereby a computer predicts daily or hourly volume and the amount of labour needs on the basis of seasonality. Most businesses have a trend cycle that can be measured with 15 minute increments. First, you must find a way to get past the notion that your business cannot be tracked this way. There is a pattern to your business. Discovering your business pattern is the first step toward determining how to manage your Labour cost. Management will give you many reasons why the business cannot be tracked. Once you work through all their concerns, you and your team can identify those trend items, aspects of your customer behaviour that, in fact, can be tracked and schedule Labour accordingly.

21. Determine whether your new hires would qualify for the targeted job tax credit program whereby a percentage of training dollars is refunded by the government.

22. Determine whether your organisation would qualify for tax benefits for providing employee childcare services.

23. If your employees handle cash transactions, install software driven cash reconciliation process to save time at shift changes and at closing. This will also reduce cash shortages. This type of procedure also saves time in the cash out process.

24. Constantly look for software modifications that can reduce labour. Seconds saved could also mean dollars earned. Using technology is a natural approach to the whole effort of productivity improvement. If your business has not recently explored this area, effective tools that currently exist may surprise you.

25. Have an industrial engineer evaluate your business in terms of time and motion studies to determine whether additional efficiencies can be achieved in areas where high throughput is important. This approach can still work today. Some managers run their businesses the same way they did 10 or 20 years ago. Time and motion studies can have an impact on cost savings, productivity, customer service, and employee morale.

26. Establish a self-regulating team with the specific responsibility of improving productivity and reducing costs in a particular department or area of the organisation.

27. Develop an incentive to reduce absenteeism. This incentive should be linked to productivity improvement goals and to the availability of the workforce. It should be based on reducing absenteeism from previous period. The incentives could be a vacation bonus based on a 1% reduction in absenteeism

28. Develop a variable pay program whereby management salaries are reduced 5% to 10% across the board and these dollars are set aside into a bonus pool. When there is goal achievement, managers have the potential to earn even higher levels of compensation. However, these dollars will be at risk if managers do not achieve profit objectives. The potential to earn even higher levels of compensation will help sell this item.

29. Controlling your staff turnover is another way to reduce operating costs. Implementing strategies throughout the entire human resources cycle to ensure that all systems, procedures, policies, and practices are tight preventing employees from falling through the cracks. I refer to this as the human resources closed loop. If you think about it you will see that there is a cycle to the human resources process. It starts with recruitment, interviewing, selection and placement and continues to orientation, training, salary administration, performance appraisal, development, promotion, and finally termination. Then the cycle begins again. Make sure that all of the areas mentioned are employee friendly and are designed to retain employees. Identify any areas where improvements would reduce the number of employees leaving.

30. In order to determine where are to place additional controls, measure your labour costs in terms of cost per unit, cost per test, cost per guest check, etc. Breaking your labour costs down to the lowest unit will help you better identify cost saving ideas. It will also make it easier to affect and control.

Other Personnel Costs

This category would typically contains charges associated with

· Applied Payroll Burden

· Superannuation Employers Portion

· Vacation

· Paid Holidays

· Sick Leave

· Bonuses

· Short/Long term disability

· Group medical

Cost Saving Ideas

31. Make sure your company has a program that offers all full-time employees the opportunity to receive a higher salary in lieu of accepting certain benefits (such as medical, dental and life-insurance). Today many employees are being carried on a spouse’s plan. Why not let these employees choose a higher salary instead of benefits? As long as salary increases less than the cost of benefits, the company will save money and employees will increase their income.

32. Evaluate the cost of your superannuation administration. There are competitive programs that can reduce administrative costs. A simple evaluation of three different companies will determine whether you have an opportunity to realise savings. Even if you do not want to change the current superannuation administration you may still be able to negotiate better terms by showing your evaluation.

33. Reduce workers compensation insurance by aggressively reducing accidents. Evaluate your workers compensation actual to determine your claims history. Most companies set an actual rate and never re-evaluate them even though their experiences change. Depending on your business you may be surprised at the potential savings here.

34. Using the Internet conduct benefit surveys to comply your cost with those of similar organisations.

35. Challenge third-party providers to reduce administration costs by using the Profit Maps Model and passing those savings along to you.

36. Continue to monitor workers compensation costs and develop action plans to reduce them.

37. Develop a back to work programme that puts injured employees in alternative positions. There are times when injured employees want to remain active in the organisation and appropriate positions are available.

38. Negotiate settlements when long-term workers compensation situations dictate.

39. Eliminate alcohol at all company sponsored activities. This approach can prevent accidents, cut beverage costs at functions and reduce risks.

Communications

This category typically contains charges associated with

· Long-Distance Telephone

· Cellular Phone

· Pagers

· Data lines

· Fax lines

Cost Saving Ideas

40. Authorise a telecommunications consultant to analyse all your communication costs in terms of rates charged, equipment used, and programmes offered, promotions available, usage, cellular phone options, long-distance carrier performance and pricing, fax and security line combinations, past bills, and so on. Structure the contract so that the consultant bills on the basis of percentage of cost saved or refunds received. In this way, there will be no cost to you if the consultant is not successful in improving your bottom line. Review all areas of communication to ferret out these pockets of expense that often go unnoticed. Pagers and cell phones are usually ordered and distributed without the benefit of an organised plan. There are real and meaningful discounts if you shop around.

41. Continue to renegotiate rates and terms with the vendors who provide services. Set up an ongoing procedure for constantly renegotiating rates and terms.

42. Monitor and control your communications cost on the basis of the cost per unit test (guests check, or that like) in order to determine locations for exerting any additional control.

Utilities

In this category typically charges associated are

· Gas and Electricity Usage

· Water

Cost Saving Ideas

43. Authorise a utility consultant to analyse your utility costs. Such consultants would know how to deal effectively with the local public service companies in order to discover advantages or missed opportunities associated with gas and electric services. They should be fully authorised to check existing equipment and records. They should be experienced in developing an index and analyses and creating demand graphs to spot situations where you may have been overcharged. They would also represent your issues to the public utility commission.

44. Pay your consultant on the basis of a percentage of the savings associated with his or her action steps. The typical rate is 25% to 30% of the demonstrated savings and refunds over a specific period of time. There should be no charge if savings are not demonstrated.

45. Take energy conservation action steps including setting thermostats at 72°F. Automatic controls should be put in place to control temperature during off hours.

46. Turn off lights in conference rooms, restrooms and officers when they are not in use.

47. Turn off all lights not related to security at the close of business.

Professional fees

This category typically includes charges associated with professional services such as

· Legal and Human Resources Related Fees

· Proposals (domestic and international)

· Fees for Technical Services

· Other professional fees

Cost saving ideas

48. Talk about fees. If your lawyer does not bring up the subject of fees, you should. Do not be shy. In business, lawyers are free to set their own fees. The best time to discuss is at the beginning of a new legal matter.

49. Try to settle cases rather than litigate.

50. Have lawyers design standard forms you can use in routine transactions.

Conclusion

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What Is The Formula For Calculating Body Mass Index Understanding and Interpreting BMI (Body Mass Index)

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Understanding and Interpreting BMI (Body Mass Index)

What is a healthy BMI?

Body mass index is a symbolic measure used on the basis of a person’s height/weight ratio to determine the percentage of body fat present in a person’s weight. Since, in its development it is used as the main guide to predict the risk a person may have for certain diseases related to obesity and high body fat. BMI is a very important indicator that shows what risks a person may have for contracting certain illnesses and diseases such as diabetes, heart disease, and cancer that can cause a decrease in the quality and longevity of life.

Why monitor and track your BMI?

One of the main reasons for a person to be educated about their BMI is so that they can see if they are in a healthy range and start taking the necessary steps to control their diet, exercise regularly, and reduce the risk of developing health issues. Experts and research have long proven that obesity is one of the leading causes of death, but the saddest thing is that obesity is associated with many health problems that cause death. If you have a high BMI, you are more likely to have serious health problems such as high cholesterol, high blood pressure, heart disease and diabetes.

Calculate your BMI

Calculating your BMI can be done manually using a formula or can be easily done using a handy online BMI calculator available on many health/nutrition related websites. If you want to do it manually, you can come up with an index of your body weight using the imperial formula. Your BMI is equal to your weight in lbs x 703, then take this number and divide it by your height in inches. However, with convenient online BMI calculators, it’s easy to just log into your favorite site and plug in the numbers and hit calculate.

Your BMI interpretation

There are three different categories that the BMI Index is based on. These are known as health rolls. The first is a healthy range that includes a BMI number ranging from 18.5% to 24.9%, the next is considered overweight which is a BMI number between 25-27.9, and the last is obese or very heavy and this is any number of 28 . People with a BMI of 28 are at risk for the serious health problems discussed earlier in this article.

What to do with your BMI?

There are many things you can do to achieve a healthy BMI. First, you need to take a healthy diet either by reducing the amount of calories you eat, and making healthy food choices, or by exercising regularly and burning calories.

If you are struggling with a weight loss program, it is recommended that you keep a weight loss journal, meet a dieting friend, and continue to understand that a high BMI can jeopardize your best life. Finally, determine your goals for your personal diet and exercise regimen before you begin. If you set a major goal, you will definitely make a commitment to always be ready to achieve it and succeed in what you desire.

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What Is The Chemical Formula For Aluminum And Oxygen Fighting Cellulite and Winning

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Fighting Cellulite and Winning

Cellulite – a word most women are very familiar with. Cellulite is the formation of tiny dimples on the skin, usually appearing on the thighs and your bottom.

Now dimples were really cute when we were children, but the puffy puckering dimples we find on our body are a curse to most women. Statistics say that over 80% of women develop cellulite.

Cellulite is very difficult to treat. Cellulite is constructed of small pockets of waste and studies indicate is tied to poor circulation and a sluggish metabolism.

The most effective treatment involves enhancing your natural cellular function and speeding up your metabolism so it is better capable of eliminating toxic waste from the body.

There is a huge selection of cellulite remedies on the market, all claiming to reduce or rid the body of cellulite. It’s pretty easy to get caught up in the hype of the miracle cellulite cure.

So how does one determine what will or will not help? Below is useful information to help you make an intelligent choice.

Up until recently most of the treatments for sale were merely topical treatments which by themselves are not very effective at treating cellulite.

It is important to remember that until now very few if any remedies were more than simple topical treatments, which alone are not very effective in treating cellulite. There are many creams on the market the mix combinations of vitamins, herbs, and antioxidants. Some will do no more than make your skin appear smoother and healthier.

Although a superficial treatment, it will reduce the appearance of the cellulite areas.

The better creams will contain antioxidants, anti-inflammatories, and ingredients that stimulate the flow of blood. Cellulite areas are damaged skin pockets which are normally dehydrated. . Increasing the blood flow and reducing inflammation help the skin repair itself. The best treatment comes from the inside out.

We’ve all heard the commercials or ad campaigns that claim that “their cream” can decrease the size of the thigh and repair cellulite.

What these products actually do is draw waste water away from the area, thus temporarily decreasing the size of the thigh and the appearance of the cellulite. T

his is “not” a cure, but a temporary fix. Any size you lost will be regained as soon as you drink water. Body size is not relevant to having or not having cellulite.

Topical cellulite remedies can be beneficial, however they have little effect if they are used alone. Creams reach only the epidermis [top layer] of the skin. They are unable to penetrate the dermis where much of the damage is.

Because they are unable to penetrate the dermis layer and fight the skin damage, many of these treatments are not successful. The surface dimpling caused by cellulite is merely a symptom of the underlying cause.

To reverse the damage you must go beyond treating the top skin layer. Internal treatments and technological treatments can be very successful in treating the underlying problem. Combine science and nature with your topical treatments for real help.

To “really” fight celluloid you need to go within the body. By working inside the body and outside with topical treatments, you’ll have a better chance of fighting cellulite.

The more of them that you use, the more success you will be in reducing, preventing, and even eliminating your cellulite.

It is very important to strengthen blood vessels/increase blood flow. Strengthening blood vessels and increasing blood flow you increase circulation.

Increasing circulation will then allow more blood flow to the celluloid areas so the body will better be able to break down the toxic areas.

The first stages of cellulite and are not visible to the naked eye. The first stages are the result of blood vessels breaking down. Nutrients reach the skin via blood vessels and when the blood vessels are unable to feed nutrients to the skin damage occurs. This damage is called cellulite.

It is very important that the right nutrients are actually able to reach the areas that need them. Feed your body antioxidants, anti-inflammatories, water, and collagen. These will act as reinforcements to help nutrients reach the affected areas. etc., the skin has no way to attain reinforcements. It eventually loses the battle to cellulite

It is important to encourage the Production of connective tissue. This can be done by increasing production of the matrix (GAGs) that make up connective tissue in your body. A strong dermis will help in preventing and repairing cellulite.

The connective tissue is the primary water reservoir for your entire body, so it stands to reason if you have healthy connective tissue your body will be much better able to hydrate itself when needed, keep all of your cells, from your liver to your skin, supplied with their ideal component of water, thereby functioning at their optimal level.

The most important Internal needed to form GAGs in your body, is glucosamine. Glucosamine is the primary building block of GAGs. Your body also needs B vitamins and trace minerals so that your body can metabolize the glucosamine into GAGs.

It is also important to stimulate the production of collagen and elastin. Your body needs ample collagen and elastin to keep the connective tissue strong. When the dermis is strong, fat cells are not able to break through and appear on the surface, with the familiar dimples.

Your need to supply the body with amino acids to build collagen and elastin.

Make sure that your cells are fully hydrated. De-hydrated cells become weak and are then unable to hold back the fat from surfacing. By drinking plenty of fluids you keep your body hydrated, which revitalizes your cells.

They are then able to push the cellulite forming fat cells back below the surface into the deeper layers of the skin. Keeping your body hydrated has other benefits also, it will keep your skin looking young and beautiful and allow you to better fight disease and infection.

By optimizing the health of your cells they will be able to function at peak levels. Your skin will look younger, smoother, and overall more beautiful.

It is also important to ensure waste is properly removed from the body. If your body is retaining wasted water it can cause problems such as bloating, weight gain, edema, and puffy eyes. It also interferes with your body’s ability to repair cellulite damage.

All of us are exposed to the damage caused by free-radicals. Free radical damage occurs from many sources, such as sun exposure, smoking, and a poor diet.

Free radicals damage the skin making it more susceptible to cellulite. The best way to prevent and repair free-radical damage is with the use of antioxidants, both topically and internally.

Your body responds to damage by rushing defensive nutrients to the affected area. It accomplishes this by dilating the blood vessels and releasing specific chemicals.

What you witness is the skin becoming warm and red. This is inflammation. Prolonged inflammation causes the free-radical damage and cell wall deterioration that it is attempting to prevent.

That is why it is so important to use soothing ingredients, both topically and internally, to calm inflammation before it begins doing more harm than good. Anti-inflammatories are widely available in a variety of products.

Exfoliation is a must. By the time we reach adulthood, the rate our cells turnover has drastically decreased, leaving us with a surface of dead skin cells that not only looks dull, it no longer provides an adequate barrier against the elements and water loss.

The most effective way to combat this is to exfoliate. Exfoliation removes the surface layer of dead cells. There are many ways to exfoliate. Chemical formulas use mild agents to dissolve the dead cells.

Textured soaps, sponges and brushes strip away the surface cells. When you remove the dead cells from your skin’s surface, a message is sent telling your body to create replacements.

The dead cells are replaced with strong young cells that look and feel healthy. But more than that, these cells are better equipped to stand up to the onslaught of cellulite.

Many effective ingredients include essential oils and botanical extracts. Before using a product is always wise to do a patch test. Some botanicals and antibacterial agents can cause reactions in sensitive skin types.

Aloe Vera juice or oil is extracted from the aloe Vera plant. The leaves are made up of water, enzymes, and minerals such as calcium, aluminum, iron, zinc, potassium, magnesium, and sodium.

But wait there’s more. Aloe Vera juice also contains twenty amino acids. Aloe Vera is well known for its healing and anti-inflammatory properties.

Alpha and Beta Hydroxy Acids are used in many cosmetic products. Certain combinations of AHA products increase cell turnover rate and increase the thickness of the epidermis.

The effect depends on the product’s pH level, the AHA concentration, whether it is a cream or cleanser, as well as how the product is used AHA products make the skin appear smoother and younger.

Lactic acid is commonly found in milk, pickles, and other foods made by bacterial fermentation. Lactic acid can help reduce the effects of photo-aging and can play an important role in the treatment of sun-damaged skin.

Glycolic and salicylic increase the cell turnover rate and uncovering younger skin.

Hydroxy acids unclog embedded cellular debris from pores and shedding the outermost layer of dead skin.

Alpha lipoic acid (ALA) is a potent fat- and water-soluble antioxidant and anti-inflammatory. ALA penetrates the skin cells the lipid-rich cell membrane and continues to be effective once inside the cell due to its water solubility. ALA works with vitamins E and C, boosting their antioxidant abilities.

Basil extract is used to relieve pain and muscular spasms, and to stimulate blood flow. It is also known for its restorative and anti-inflammatory properties.

Bioflavonoids’ have strong anti-inflammatory powers, and are also a strong antioxidant.

Niacin improves the ability of the epidermis to retain moisture. When used topically it produces softer, smoother skin with less dryness and flakiness, and it reduces the appearance of fine lines.

Butcher’s broom root extract strengthens and tones blood vessels. In Europe it is a popular treatment for varicose veins and hemorrhoids.

Carnitine is found naturally in the body. It transports fatty acids to your cells, where they are metabolized. It burns fat and strengthens cells.

Cat’s-claw is an effective anti-inflammatory, which also increases blood flow throughout the body. Recently is has been successful in stimulating the immune systems of cancer patients.

The active ingredient in cayenne is capsaicin. Capsaicin not only increases circulation. It also alters the action of the body’s substance P which transfers pain messages to the brain. As a result it is effective in reducing both pain and inflammation by short-circuiting the pain message.

Coenzyme Q10 is a powerful antioxidant. Studies have shown its ability to increase resistance to disease and to strengthen the heart. It creates a substance known as ATP in the body’s cells which is vital for energy. It also has great antioxidant abilities, as well as boosting the antioxidant effect of vitamins C and E.

Peptides are the amino acid, the building block for collagen and elastin. Copper peptide is a trace mineral that helps the body convert amino acids into this connective tissue. Copper peptides are an excellent source of collagen and elastin production.

Essential fatty acids are so vital that they have been referred to as vitamin F. They have amazing hydrating abilities in topical creams, and when taken internally they help to build up the cell membranes and attract water to cells.

Fennel is a diuretic and an anti-inflammatory that needs more research to find its full abilities.

Ginkgo Biloba is an antioxidant, but it also increases the blood flow throughout the body, expanding the reach of any nutrients in the food you eat.

Grapefruit oil and extract have been used for muscle fatigue, stiffness, acne, fluid retention, and skin tightening, and as an antiseptic and astringent.

Grape-seed extract inhibits the enzymes collagenase and elastase, which break down collagen and elastin. Because grape seed is able to prevent the damage from ever occurring, it is very effective in the prevention of celluloid.

Green clay is sometimes referred to as a cellulite solution but does need more study to confirm this. Green clay contains many of the trace minerals that your body needs to metabolize nutrients into new tissue.

Juniper berries extract is high in vitamin C. It is used to treat pain and inflammation from arthritis and varicose veins, and to increase circulation.

When Lecithin is taken internally on a regular basis, it aids your body in repairing and strengthening its cell membranes.

Kelp is well known for its anti-inflammatory properties on the skin. It is rich in minerals and has been used to supply the thyroid gland with iodine in some instances. Kelp can also be used to hydrate the epidermis, nourish the skin, and protect elastin fiber.

Pine oil is used as a disinfectant, anti-inflammatory, as a diuretic, and to stimulate circulation.

Pomegranate is fast becoming recognized for its antioxidant qualitites. Studies have showed the that the topical application of pomegranate extract has an effect on preventing skin cancer. Pomegranate is a very potent antioxidants that work primarily in the skin.

Retinoids applied topically over a long period of time temporarily thicken and strengthen the dermis, making it more difficult for cellulite to push its way through.

Zinc, manganese, copper, selenium, magnesium, boron, chromium, molybdenum, silica, and vanadium are all trace minerals. Our body needs these minerals in trace amounts to r metabolize nutrients. Trace minerals are vital to cellulite.

Vitamin C fights an ongoing battle against cellulite and skin damage. Vitamin C breaks down collagenase and elastinase, two naturally occurring substances in the body that attack collagen and elastin.

Vitamin C is also a natural anti-inflammatory and powerful antioxidant with proven studies that it is effective in battling free-radical damage within the skin.

Vitamin E, both topically and when taken internally, is a very potent fat soluble antioxidant. Because it is fat soluble it can work its way into the fat-rich cell membranes in our bodies, protecting the cell walls from free-radical damage. Vitamin E is also an excellent hydrating and sealing agent in topical creams.

Many popular treatments claim to reduce cellulite. Treatments range from body raps to massage to surgical procedures.

Body Spa Treatments are beneficial on many levels. Great for exfoliating, toning, and stimulating blood flow. A terrific skin care regime.

Body wraps induce sweating thereby having a temporary diuretic effect. However, fat cells and connective tissue are not affected by sweating.

With a body wrap you are covered from head to toe for up to an hour in herbal or seaweed-soaked cloth strips to increase circulation and firm the body’s contours. Once you are unwrapped you body is massaged to enhance circulation and send oxygen to blocked tissues.

Watch your alcohol and caffeine intake prior to a body wrap as both are dehydrating. Body wraps are not recommended for anyone with high blood pressure, anyone who is dehydrated, or pregnant women.

Deep-tissue massage consists of slow strokes to create micro tears at the surface level, making tissue longer and smoother. It also loosens the connective tissue so that it moves more freely and no longer adheres to underlying structures. Deep massage followed by lymphatic drainage can make the surface layer of skin more flexible.

Massage can improve the condition and appearance of your skin, however it does not remove or decrease fat cells. It is excellent for increasing circulation and thus moving nutrients to tissues.

However, if deep massage is too intense, it can also damage blood vessels, which defeats the benefits for cellulite reduction. Areas with cellulite are already sensitive, so be sure to tell the therapist it it feels like too much pressure is being applied. Deep massage provides relaxation and can stimulate the blood vessels and reduce stiffness.

Dermal fillers are expensive. They are a temporary method that improves the appearance of cellulite dimples. The treatment consists of a serious of human fat injections which make dimples less obvious.

Other filling agents can be used rather than fat. The dimples appear less noticeable until the fat is absorbed by the body, then the dimples return to their normal appearance. Not only is this procedure quite costly it is a lengthy procedure.

Electronic Anticellulite Devices are a few noninvasive, nonsurgical treatments for skin contour irregularities. This procedure temporary reduces the appearance of cellulite.

A vacuum type device creates suction to temporarily immobilize and lift the fatty tissue, while dual rollers create deep, subdermal massage to the connective tissue. This stretches the connective tissue, increases blood and lymphatic flow, and exfoliates the skin.

A session can take from forty to ninety minutes, and entail from ten to thirty treatments as well as a monthly maintenance treatment. If you stop treatments your skin reverts back to its original condition. Long term results have never been established either clinically or scientifically.

The lymph system is the body’s waste disposal system. It is the body’s natural defense system, clearing away bacteria, cell debris, excess water, proteins, and wastes from the connective tissue and returning it to the bloodstream for ultimate removal by the kidneys.

If pathways become congested or damaged fluids build up in the connective tissue, leading to edema, swelling, and inflammation. When this occurs the lymphatic system transports the damaged cells, inflammatory substances, and waste away from the area. The sooner this occurs the faster the recovery.

Manual lymphatic drainage is a technique that involves a gentle lymph massage, which enhances and stimulates the lymphatic system to remove wastes more rapidly from around the cells and in the tissues, sending it back into the lymphatic system for removal and ultimate cleansing.

For cellulite treatment, the therapist first assesses the condition of the skin: color, texture, temperature, moisture, and elasticity.

The next step is to look at the contour of the hips and legs, and hunt for skin thickening, ridges, lumps, and visible scars that run across lymph vessels and may obstruct lymph drainage.

The therapist also examines for visible veins, looking for redness, swelling, heat, and pain. Lymphatic drainage is very useful before and after cosmetic surgery to decrease bruising, edema, and inflammation. The effects are only temporary, and it has not been proven to reduce dimpling in the long term.

Mesotherapy are micro injections injected into the middle of the dermis at a trouble spot, to deliver healing or corrective treatment to a specific area of the body. They can be made of conventional or homeopathic medication.

They are mixed with isoproterenol, vitamins and a diuretic when treating cellulite. Isoproterenol is touted to melt fat although no clinical studies are available to back up this claim. Up to two hundred deep injections are delivered into trouble.

The biggest problem with mesotherapy is that there is no standardized mix for the formula. Long-term, chronic cellulite and wrinkles may require at least fifteen sessions before you notice any result.

Microdermabrasion is a popular alternative to chemical peeling that utilizes a blast of aluminum oxide or salt crystals to exfoliate skin superficially, by passing the particles through a vacuum tube to gently scrape away the aging skin.

The results are similar to a light peel. Microdermabrasion devices are available for home use, although not as good as a professional treatment the cost is significantly less.

Nonablative Lasers point the laser beam at the affected area, causing the collagen and elastin bundles to heat up and move closer to the surface. This firms the skin and reduced imperfections. The results are temporary.

Peels utilize a strong concentration of a chemical exfoliating agent to resurface the skin. New cells made by the remaining dermis result in a newly healed surface, and healthier, more radiant skin.

Chemical peels are very flexible and can be adapted to various levels depending on how deep a peel you want and how sensitive your skin is. Glycolic acid is a common ingredient in peels as it is generally gentler and safer than trichloracetic acid

Peels work by damaging the skin to a stage where the body needs to build new collagen and elastin bundles. You might feel a burning or stinging sensation, and there will be moderate swelling of the treated areas for about a week and minimal scabbing, followed by healing and a toughening of the skin

Thalassotherapy is rich in sea minerals and nutrients.

The therapy combines the sea nutrients with warm sea water to dilate pores and blood vessels, opening the skin to absorb the sea minerals.

In the end the best way to cure celluloid is simply to avoid getting it. Eat a balanced diet low in fat, drink plenty of water, eat fiber foods, and plenty of fresh vegetables and fruit.

Exercise for 20-30 minutes daily to help keep the body in shape, and avoid smoking, alcohol. A healthy life style will go along way towards prevention.

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What Happens If You Put Too Much Powder Formula Bayberry Snuff is the Stuff – Keep Some in Your Purse

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Bayberry Snuff is the Stuff – Keep Some in Your Purse

Bayberry

An evergreen shrub or small tree with lanceolate leaves followed by flowers and a round grey-white fruit.

Family: Myricaceae; other members include Myrtle

Type and species: Myrica cerifera

Also known as (aka): Bayberry Bush, American Bayberry, Southern Bayberry as it thrives in Florida, American Vegetable Tallow Tree, American Vegetable Wax, Bayberry Wax Tree, Wax Myrtle, Candleberry, Candleberry Myrtle, Vegetable Tallow, Tallow Shrub.

Descriptions of medical features: Astringent, Tonic, Stimulant. The leaves are aromatic herbs that promote blood circulation, increase sweating and control bacterial infections, the wax from the fruit is used to make candles and soap.

The root bark contains myricitrin, as well as tannins and triterpenoids (myricadiol, taraxerol and taraxerone), while the wax contains esters of palmitic, myristic and lauric acid.

Places used: Root Bark, Leaves, Flowers

Using: Bayberry helps stop bleeding from the Uterus, Uterus and Colon and can be used as a Poultice for External Wounds.

o It is used internally for fever, flu, fever, excessive mucus, colitis. Menstruation is excessive or difficult, with vaginal discharge and uterine bleeding, soak a tampon in Bayberry tea and insert the tampon for 20 minutes three times a day. It is very important to consult a doctor.

o It is very good for jaundice, canker sores, itchy skin, ulcers, sores, dandruff and hair loss. Apply the fomentation to the affected areas and rinse the scalp with tea after washing.

o Tea is great for a sore throat. It will completely cleanse all the rotten stuff in the throat. Steep one teaspoon in a pint of boiling water for 30 minutes. Sip the tea until the throat is clear, or sip 10 times and then repeat.

o It’s a good idea when you’re sick of any kind to drink Bayberry tea to clear mucus from the upper stomach. It will cause you to throw up, if not, then click on the back of the throat. By doing this, it removes the bad mucus and restores the mucous secretions to normal function. It is especially suitable for Nicotine Poisoning.

o Great for sponges or bleeding gums. Just put the powder on the gums and let it stay there for as long as you can stand and rinse with warm water as you would with mouthwash. You can use the tea and swish it in your mouth which is helpful.

o Cold brew tea with:

Bayberry and Yarrow or Bayberry and Catnip or Bayberry and Sage or Bayberry and Peppermint.

oBayberry is high in tannin content. When drinking in tea form you may want to add a little milk to counteract the tannin effect.

o Uses as Snuff:

Place a small amount of flour on the middle finger of your right hand. Cover the left nostril with your left hand and fill the right nostril with powder. Do the same with the left side. It is better to use the gwada up both nostrils.

Other Shepherds Purse Naturals Herbal Formulas:

o Swine Flu (H1N1) Buster

o Flushing the Nasal Tubes

o Food made from mucus

o Chest Packs

o Immunity builder

o Blood purifier

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